Customized Business Coverages
Expand your protection with coverage designed for unique business needs in Edmunds and the surrounding areas in the state of Washington.
For quick answers and local support, call us at (425) 889-8500.
Customized Business Coverage That Fits Your Unique Needs
At Salish Insurance Group, we know every business is different — not just in what it does, but in the risks it faces and the goals it has for the future. That’s why we offer customized business insurance solutions designed to protect your company from many angles, not just the basics. Whether you’re a local Edmonds coffee shop, a service provider on the move, or a creative professional offering expert advice, we help you identify and secure the coverage that fits your operations, assets, and long-term plans.
Small and mid-sized businesses often start with foundational protections like general liability, commercial property, and business owner’s policies (BOPs), which cover everyday risks such as legal claims, property damage, and income loss due to unexpected events. But every business has unique exposures — and that’s where customization becomes essential. From commercial auto insurance for work-related vehicles to professional liability (E&O) for service-based companies and cyber liability to address digital threats, we help you build a policy portfolio tailored to the specific needs of your industry.
Tailored Protections for Today’s Business Risks
Beyond the essentials, we offer a variety of specialized coverages to strengthen your business resilience:
Professional Liability (E&O) — Protects your company if a client claims financial loss due to errors, omissions, or advice you’ve provided — a vital safeguard for consultants, designers, and service professionals.
Commercial Umbrella Coverage — Adds an extra layer of liability protection above and beyond your primary policies, giving you greater peace of mind against large or unexpected claims.
Cyber Liability Insurance — Helps cover costs associated with data breaches, cyberattacks, and other digital risks — especially important as businesses increasingly handle sensitive customer information online.
Bonds & Event Coverage — From contract and performance bonds that build trust with partners to special event insurance that protects against cancellations or accidents — these options help cover niche situations that standard business policies may not.
How We Help You Build the Right Plan
Choosing the right mix of business insurance doesn’t have to be overwhelming. Our experienced local agents take the time to understand your business — how it operates today and where you’re headed tomorrow — and recommend an insurance strategy that aligns with both your budget and risk profile. We help you see the big picture while addressing the details that matter most to your peace of mind and financial stability.
We offer policies that go beyond the basics.
Our additional business coverage is designed for owners who want tailored protection for every corner of their operation. You can expect clear guidance, a streamlined process, and recommendations that fit your goals. In the end, you’ll have confidence knowing your business is safeguarded against unexpected risks.
Commercial Auto Coverage
Commercial auto coverage protects vehicles used for business purposes, covering accidents, property damage, and liability. It’s essential for companies that rely on cars, trucks, or vans to keep operations running smoothly.
Commercial Property Coverage
Commercial property insurance safeguards your buildings, equipment, inventory, and other assets from risks like fire, theft, or natural disasters. It’s vital for businesses that want to protect the physical foundation of their operations.
General Liability Coverage
General liability coverage helps protect your business from claims of bodily injury, property damage, or personal injury caused by your operations. It’s a foundational policy for businesses of all sizes that want to safeguard their reputation and finances.
Professional Liability Coverage
Also known as errors and omissions (E&O) insurance, this coverage protects against claims of negligence or inadequate work. It’s essential for businesses that provide professional services or advice and want to defend their work and expertise.
Prefer to get started online? Access our comprehensive business insurance quote form below.
Commercial Umbrella Coverage
Commercial umbrella coverage provides additional liability protection beyond your primary policies. It’s ideal for companies seeking extra financial security against large, unexpected claims.
Cyber Liability Coverage
Cyber liability insurance helps cover the costs of data breaches, cyberattacks, and other digital threats. It’s designed for businesses that store sensitive information and want to minimize the financial impact of online risks.
Bonds
Bonds provide a guarantee that your business will fulfill its obligations, whether for construction projects, licensing, or contracts. They build trust with clients and partners while helping meet legal or industry requirements.
Special Events Coverage
Special events coverage helps protect against financial losses from unforeseen incidents like cancellations, accidents, or property damage. It’s ideal for individuals and businesses hosting events, trade shows, or celebrations that need extra peace of mind.
Protect your business from costly claims.
Call (425) 889-8500 to get started, or click below and we’ll call you back.